Beyond the tables, a bank reads for evidence that you have thought about what goes wrong. Write the promoter background and any training completed. Write the technical process stage by stage with its temperature bands. Write the market section with named buyers and dated rates. Write the risk section with its early warning signals.
- Promoter, training, land papers and approvals.
- Technical process with stage bands and cycle length.
- Market with named buyers, grades and dated rates.
- Cost, funding, cash flow, repayment and sensitivity.
- Annexures: quotations, rate slips, the power position and a crop diary.