Every risk needs three things beside it: who watches it, what the early signal looks like, and what happens next. A vague paragraph about uncertainty is the part nobody reads twice.
Keep money risks and crop risks in one table, because they arrive together. A contaminated batch is also a missed delivery, which is also a delayed payment, which is also a missed instalment.
- Market risk: one buyer taking more than half your output.
- Input risk: a single compost or spawn supplier with no alternative.
- Finance risk: working capital quietly funded out of the term loan.